Touring Your First Philly Home: What Actually Happens
Touring your first home in Philadelphia? Here's what actually happens, what your agent points out, what to check in a row home, and how long it really takes.

In Philadelphia you own the sewer line to the street, sidewalk included. A sewer scope during inspection costs a few hundred dollars and can catch a $12,000 repair.

Buying in Philadelphia? Plan on 4% to 6% in closing costs. Your half of the 4.578% transfer tax is the biggest line; a seller credit or City grant can cut it.

The abatement on a Philadelphia new construction home starts at the title date, not the permit date, and post-2022 homes lose 10% of it every year. Here's how to check.

Interviewing agents before you sign in Philadelphia? Here's what actually happens, the right questions to ask and what a listing agreement actually means.

Wondering if it's a bad time to buy in Philadelphia? Here's what the actual 2026 data on prices, rates, and inventory says and what it means for you.

Getting pre-approved for a Philadelphia mortgage? Here's what actually happens, what lenders check, how long it takes, and why it's not a binding commitment.
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